If you suspect that you are receiving a phishing scam call from an IRS imposter, do not give any information and hang up immediately. Report the IRS-impersonation scam to the Treasury Inspector General for Tax Administration or call 800-366-4484.Make sure to also report the fraud to the Federal Trade Commission.
When reporting the phishing scam, be sure to include the telephone number of the caller, the number you were instructed to call back, as well as a brief description of the communication. If possible, it is also helpful to include the name and employee badge number — if the imposter provided one — as well as the exact time, date, and geographic location of the call. The IRS recommends utilizing blocking or filtering services as a way to avoid unwanted calls.
2. “Technical Support” Calls
A scammer may fraudulently pose as a technician or as tech support from a reputable company as a ruse to gain remote access to your computer. Oftentimes, the scammer will ask you to provide remote access to your computer so they can pretend to run a diagnostics test to discover some sort of issue. They may try to convince you to buy software that you do not need. If given access to your computer, they may be able to find sensitive data stored on your computer.
Tech support scams may also appear as pop-ups on a phone or computer screen that display a false error message from your operating system. Oftentimes the pop up will contain a link or a phone number to call for help. Never click on any untrustworthy links, and do not call the number.
Responding to Fake Tech Support Requests.
Reputable tech companies and real security warnings will never prompt you to call a phone number. A legitimate company will not contact you by phone, email, or text to tell you there is an issue with your computer.
If you believe you may have been scammed, consider the following actions:
Contact your credit card company or bank right away to stop the transaction.
If you paid an imposter technician with a gift card, contact the company that issued the gift card to cancel the transaction and ask for a refund.
If you provide remote access to your device, run trustworthy security software to scan and delete anything that is identified as a problem.
If you provided your user name and security password to an imposter tech support technician, change your password right away. If you use the same username or password for any other accounts, change those as well.
If you do believe there is a technical issue with your phone or computer, it is best to first update your computer’s security and software. If you find an issue or need further help, work with a company you know and trust.
It is important to report any tech scams you may encounter with the FTC. The FTC compiles information from various complaints and uses it to build cases against scammers. Keeping your security software up-to-date and blocking unwanted calls, texts, and emails can help you avoid encountering tech scams.
3. Fake Charities.
A fake charity scam typically involves a well-designed website and a deceptive name. They may employ the same tactics that real nonprofits and charities may use, such as; telemarketing, mail, email, and door-to-door soliciting. Some charity scams are complete shams. Others may be registered as non-profits, but devote very little of the money they raise to the programs they say they support.
Warning Signs of a Fake Charity.
Warning signs of a fake charity may include:
The pressure to give or provide immediate payment.
A request for payment or donation by cash, gift card, or wire transfer.
A thank you card for a donation you do not recall making in an attempt to persuade you into making a “second” donation.
A request for personal and financial information such as your Social Security number, date of birth, or bank account number, which can all be used for identity theft and fraud.
If you notice any of these signs, make a report with the FTC. Be wary of charity donations on social media sites, or crowdfunding sites, as some fraudsters will utilize victim’s stories and photographs to make the scam seem more real. Be cautious of clicking any links in unsolicited emails as they can sometimes contain malware.
If you wish to make a donation and avoid being scammed, research the organization online. Search for the charity’s name along with terms such as “complaints” or “scams.” Check with charity watchdog sites such as Charity Navigator, CharityWatch, Guidestar, or the Wise Giving Alliance from the Bureau of Better Business. You may also check with your state’s charity regulator with the National Association of State Charity Officials or the IRS database of registered charity organizations.
Be cautious and pay close attention to the spelling of the charity’s name and the web address they provide, as charity scams often seek to impersonate legitimate charities and their websites. Keep a record of all your donations, and regularly review your financial accounts to ensure you are not receiving recurring charges you did not sign up for, or that you aren’t being charged more than you agreed to.